(Step by Step Guide 2025)

Filing your income tax return in Pakistan often feels like a nightmare. For many of us, the thought of logging into FBR’s IRIS portal is enough to trigger anxiety confusing forms, technical words, and the fear of “what if I mess it up?”

But let’s pause for a moment. Paying taxes and filing returns isn’t just about avoiding penalties. It’s about becoming a responsible citizen, securing financial credibility, and even saving money in the long run. The truth is: filing a tax return is not as complicated as it looks. With a little preparation, you can do it yourself without running to a tax consultant every time.

Here’s a step-by-step guide to help you file your tax return for the year 2025 with confidence.

Step 1: Gather Your Documents

Think of this step like packing your bag before a journey. If you have everything in one place, the trip becomes smooth. You’ll need:

• CNIC
• Salary Certificate (if you’re employed)
• Bank statements (for profit and withholding tax details)
• Business income records (if self-employed)
• Property or rental income details
• Vehicle ownership details
• Certificates of tax deductions (from banks/employer)
• Last year’s tax return (if any)

Step 2: Log Into the IRIS Portal

Head over to 👉 iris.fbr.gov.pk

• If you’ve already registered, just log in using your CNIC (without dashes) and password.
• If it’s your first time, click on “Registration for Unregistered Person” and follow the steps.

Step 3: Select Your Tax Year & Form

Once inside the portal, go to:
Declaration → Income Tax Return (114(1))

• Select Tax Year 2025
• Open the return form

Step 4: Fill in Your Income Details

This is where most people feel stuck, but it’s really just about honesty and clarity. Enter:

• Employment income (from salary certificate)
• Business income (if any)
• Other income (bank profit, rent, etc.)
• Adjustments (like Zakat, donations, and tax already deducted at source)

Step 5: Complete Your Wealth Statement

This part scares people, but think of it as your “personal balance sheet.” Simply list:

• What you own (assets like property, car, cash, investments)
• What you owe (liabilities, loans, credit)
• Your yearly expenses (household, education, travel, etc.)

It doesn’t have to be perfect, but it should reflect your financial reality.

Step 6: Review, Verify & Submit

Carefully review everything. A simple typo can cause trouble later. Once satisfied:

• Click “Verify”
• Then “Submit”
• Download your Acknowledgment Receipt (ARN) and keep it safe.

Congratulations — you’ve officially filed your return!

Why Bother Filing?

Filing your return isn’t just about staying safe from FBR notices. It comes with real benefits:

• You become an Active Taxpayer (ATL) → lower taxes on banking, property, and vehicles.
• It saves you from heavy penalties.
• It builds financial credibility for loans, visas, and contracts.
• Most importantly, it gives you peace of mind knowing you’re fulfilling your responsibility.

Final Thoughts

Filing a tax return is less about “numbers and forms” and more about a habit of financial discipline. The first time feels tough, but trust me, after doing it once, you’ll wonder why you feared it so much.

So don’t wait for the last date — September 30, 2025 — start early, and do it calmly. Your future self will thank you.